Our Listings
1980 Shea Dr., Pinole, CA Service First Real Estate Short Sale
1980 Shea Dr
Pinole, CA
Great 3/2 needs new owners! Make an appointment today to see this wonderful property. Bamboo floors, beautiful tile and vaulted ceilings accent this home. This home has a nice courtyard that you can access from the dining room or living room. Access to the 2 car garage is from the rear. Imagine the possibilities for this home! 
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37 Nunes Dr.
Novato, CA

Amazing home on a cul-de-sac in the hills of Novato on approx 1.25 acres! Open kitchen w/ built-in appliances and ample storage. Formal dining room has sweeping valley views. The living room has a stunning wood-beam vaulted ceiling. The easy layout is great for entertaining. Level outdoor space - potential for a tennis court, pool & more. 
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7335 Sheffield  Ln.
Dublin, CA

Cute as a button contemporary home in a quiet neighborhood near schools and parks. This home has been lovingly maintained. It has an updated eat-in kitchen, formal dining room, living room with fireplace, 3 nice size bedrooms and 2 bathrooms. The nicely landscaped front & rear yard.
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500 Grove Ave.
Richmond, CA

Built in 2003, this home has an open layout w/ lots of room for everyone! The spacious living room has a wood burning fireplace. The kitchen is open to the dining room. This home boasts 4 big bedrooms w/ good size closets and 2 full bathrooms. Both baths have separate showers & tubs. This home is fully encompassed by a lovely white wrought iron fence. In addition to the 1 car garage, there is off-street parking for at least 4 cars!
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3560 Miflin Ave, El Sobrante-Service First Real Estate Short Sale
560 Miflin Ave.
El Sobrante, CA

Charming El Sobrante home with a great layout waiting for a new owner! This home features a spacious living room w/ real wood burning fireplace, an open kitchen w/ beautiful granite counter tops and lots of storage & a nice size dining room that opens to the yard.  The front yard has beautiful flowering trees, a rose tree and other flowering bushes. The back yard has flowering vines, a delicious lemon tree and wonderful rosemary bush!
Currently pending but contact us to make a back-up offer!
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920 39th Street, Oakland-Service First Real Estate Short Sale
920 39th St.
Oakland, CA

This incredible home has been lovingly cared for and is now available for a new owner! This home has a large entry that flow to the separate living and dining rooms. The main level has 1 nice size bedroom and bath. Also on this level is a small bonus room that would be perfect for an office/study or child's play room. This is a split-level home. Up a short flight of stairs is the master suite. The master suite has a very nice size bedroom and an incredible bathroom with separate shower and tub. There is interior access to the finished basement which contains a utility room, laundry area and bonus room with closet (currently being used as a 3rd bedroom). This home has awalk score of 74! 3 blocks to BART and minutes to 580, 80, 24 and 880. This is a wonderful home.
Currently pending but contact us to make a back-up offer!
More information.
The SHORT Sale Process


In the Bay Area, 1 in 4 property owners owe more than their home is worth.  If you have to sell...you have to SHORT sell.  A short sale is a complex transaction and requires your Realtor to be extremely diligent.  It is very important that you have a specialist handle your transaction.    

The short sale process is similar to the regular sale process with a few very important differences.

Once you decide to sell your home, here is the basic process that the transaction will follow:

  1. Contact Service First Real Estate. We will provide you with a Comparative Market Analysis to help you understand the current value of your home. If we determine that the value of your home is less than the outstanding liens plus the cost to sell then we will proceed with a short sale. At this time, we will determine which type of short sale to pursue: a traditional short sale, a Home Affordable Foreclosure Alternative (HAFA) short sale or a proprietary process offered by certain lenders. In order for a short sale to be acceptable to your lender, you must either currently be experiencing or expect to experience a hardship that requires you to sell. Without a hardship, you may still qualify depending on the lender.

  2. Gather documents and sign a listing agreement. The California Association of Realtors has created a standard listing contract that is utilized by most Realtors in the Bay Area. In addition to the standard listing agreement, there are several short sale specific documents that will be included as part of the listing agreement. Most lenders will require you to prove that you need a short sale. At this time, there is only 1 lender that does not require proof.

    Below is a list of the most commonly required documents:
    • Hardship letter – a few paragraphs explaining your financial situation and why the lender should accept your request for a short sale
    • 2010 Federal taxes with all schedules and W2s
    • 30 days most recent pay stubs
    • 2 months of bank statements for your personal checking and savings account
    • Financial worksheet – outlining our income, expenses and assets
    • If you are self-employed, you will need to provide a 3-month profit and loss statement and a year-to-date profit and loss statement

  3. Prepare a disclosure package. When you sell a home, there is specific information that, by law must be provided to the buyer. In addition to the information required by law, there is additional information that should be provided. Your Realtor will work with you to ensure that you properly disclose all relevant and required information to the buyer.

  4. The marketing process begins. At Service First Real Estate, we use a variety of traditional and new school methods to market your home. Every listing is entered into the local MLS. In today’s marketplace, one of the most important sales tools is the internet! Through our distribution channel, we broadcast the sale to reach as many buyers and other Realtors that may have buyers, as possible. Other non-internet ways we advertise your home may include posting a sign in your front yard, holding an open house, ads in local newspapers and presentations to other Realtors.

  5. Receive and review offers. Once an offer is received, it is evaluated. If multiple offers are received, they are compared to determine which is the best. The best offer is not always the one from the buyer offering the highest dollar amount. Sometimes the quality of the offer depends on the terms, type of financing, length of contract, which costs are paid by the seller versus buyer or other factors. After choosing an offer, the seller will sign it and a copy will be returned to the buyer’s agent.

  6. Prepare and submit the short sale package to the lender. In addition to the buyer’s offer, the documents gather in Step 2 along with a few other documents are compiled into a package and submitted to your lender for review. The review process can take anywhere from 45 – 90 days.

  7. Receive lender approval. If the lender approves your short sale, a letter of approval is issued outlining the acceptable payoff, close of escrow date and other important terms that must be met in order for the sale to be completed. At this point, the contract period begins in accordance with the contract. For more information about what the buyer will do at this point, see Steps 4 - 7 on the Home Buying page.

  8. Sign final documents. After the buyer has completed all of the Steps 5 - 7, it is time for the seller to sign the final documents. These documents will convey title to the buyer, acknowledge the transaction costs and other important documents. By this time, the seller should have vacated the property.

  9. Escrow closes. The deed transferring title to the buyer is recorded with the county and the keys to the property are given to the buyer.

At this point, the property is no longer your responsibility. Congratulations, you have taken a huge step to regaining financial stability. Make sure you have cancelled your utility accounts and discontinued your homeowner’s insurance!